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When should I start saving for retirement ?

Retirement planning is the process of evaluating your current financial standing and creating a strategy to help ensure that you achieve your desired retirement lifestyle. It is about matching goals with financial realities, and the focus is generally on providing a lifetime of income after your last paycheck.

Because an individual’s retirement years can span decades, retirement planning generally dominates other financial goals. A successful plan put in place during your working years should address ways to help maximize growth and prepare for tax-efficient distributions.

As mentioned above, planning for retirement requires us to devise simultaneously a plan for growing your wealth and a plan for drawing on your wealth: accumulation and distribution. It also involves risk management. Other subjects, such as IRA rollovers, employer-sponsored plans, and executive compensation, are also appropriate to retirement planning.

Retirement planning is a critical component of wealth management, and a good retirement plan will be well-coordinated with your overall plans for investments, insurance, business, estate, and taxation.

It’s never too soon to start planning for the future. We can help. Contact us at (330) 339-6308 or submit a form.

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    “Investing should be more like watching paint dry or watching grass grow. If you want excitement, take $800 and go to Las Vegas.”


    – Paul Samuelson


    “Know what you own, and know why you own it.”


    – Peter Lynch